AI-Powered Underwriting

Underwrite Smarter,
Not Harder

Automate routine underwriting decisions with AI while keeping humans in control of the rules. Built for small & medium insurers, MGAs, and brokers who want to scale without sacrificing quality.

No setup fees
Free pilot available
RyskWeave Dashboard

Motor Policy #4521

Risk Score: 28 • 1.2s

APPROVED

Property #7832

Risk Score: 52 • Listed Building

REFER

Plant #9104

Risk Score: 87 • No certification

DECLINED

85%

Auto-Decision Rate

<2s

Average Response

100%

Audit Trail

3

Product Lines

The Problem

  • Manual underwriting is slow — hours or days per application
  • Experienced underwriters spend 70% of time on routine cases
  • Inconsistent decisions between underwriters
  • Pure AI solutions are "black boxes" with no control

The Solution

  • Instant decisions on routine cases — under 2 seconds
  • Free your experts to focus on complex, high-value risks
  • Your rules, consistently applied every time
  • Full transparency — see exactly why each decision was made

Everything You Need

Powerful features designed for insurance professionals

AI Risk Assessment

Claude AI analyzes complex risk factors and provides detailed explanations for every decision.

Dynamic Rules Engine

Configure your own underwriting rules. No code changes needed — edit thresholds in real-time.

PDF Reports

Generate professional decision reports for audit, compliance, and sharing with stakeholders.

Multi-Tenant

Complete data isolation between clients. Each organization has their own rules and users.

API-First

RESTful API for seamless integration with your existing systems. Full documentation included.

FCA Ready

Complete audit trail, explainable decisions, and human oversight built in from day one.

How It Works

Three simple steps to smarter underwriting

1

Submit Application

Send risk data via API or web form. Supports motor, plant, and property insurance.

2

AI + Rules Analysis

Your rules are applied first, then AI assesses risk and calculates premium in under 2 seconds.

3

Decision + Explanation

Get approve/decline/refer decision with full reasoning, risk score, and suggested premium.

Supported Product Lines

Tailored underwriting engines for each line of business

Motor

Personal and commercial vehicle insurance with driver profiling, vehicle assessment, and usage analysis.

  • Driver risk scoring
  • Vehicle value assessment
  • Claims history analysis

Plant & Machinery

Construction equipment, forklifts, excavators, and industrial machinery coverage.

  • Equipment condition scoring
  • Operator certification check
  • Maintenance history review

Property

Residential and commercial properties including standard homes, rental properties, and small commercial buildings.

  • Property valuation check
  • Location risk analysis
  • Construction type evaluation

Ready to Transform Your Underwriting?

Book a 30-minute demo to see RyskWeave in action. We'll show you how it works with your specific use case.

No credit card required • Free pilot available